Term insurance is often used to cover the life of a key employee for a specific period of time to protect the continuity of business operations. The current dividend and cash value performance are lower than some of the top whole life’s in the industry, so this makes their whole life … Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. "Policy owners will have the ability to give to the charity of their choice without taking anything away from their beneficiaries. Our commitments rest on a strong financial foundation, which at year-end 2019 included $9.3 billion in capital and $1.7 billion in operating income. Guardian Life said that the term insurance product offers level pricing during the policy’s duration to help create protection for families and the ability to create a charitable giving legacy. 1 888 Guardian (1 888 482 7342). GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America. Guardian Life introduces term life insurance with a built-in benefit for charity Guardian Life unveiled a new feature of its Guardian Level Term life insurance, a built-in charitable benefit rider. Future children are automatically covered.
"Guardian Level Term offers a unique opportunity that resonates with today's charity-conscious client," stated Andy Gordon, Head of Life Insurance, Annuity and Underwriting Solutions for Guardian Life. Any charity the owner chooses must be a qualified 501 (c) (3) charity. Protect the assets you’ve worked hard to attain with our home, auto, marine, commercial and liability insurance. Unlike Whole Life insurance, Term Life insurance has no cash values and once the term expires the insurance coverage ends. "Guardian Level Term also offers the ability and flexibility to convert to permanent protection. The Guardian community of over 9,000 employees and our network of over 2,500 financial representatives is committed to serving with expertise when, where and how our clients need us. Additional optional benefits include the disability waiver of premium riderTo learn more about Guardian Level Term and associated costs please visit: Every day, Guardian provides Americans the security they deserve through our insurance and wealth management products and services. We offer a wide variety of options to suit your unique needs and budget. Since 1965, Bahamians have trusted Family Guardian to help them plan for a secure, financial future.
With Philam Life's Guardian, an affordable term insurance plan, you can now give more than just basic protection for you and your family.
BahamaHealth, a division of Family Guardian, is fast becoming the first choice for health insurance coverage for individuals and employer-sponsored groups.
“Policy owners will have the ability to give to the charity of their choice without taking anything away from their beneficiaries.” At FamGuard Corporation, our family of financial services companies provides an expansive range of products to help you manage risk and build wealth. Term life insurance provides you protection for a specific price over a specified period of time: usually 10, 15, 20, or 30 years. Guardian Life's Level Term life insurance introduces a new option - utilizing the built-in charitable giving feature to make a charitable contribution while also providing a payout to beneficiaries.
It's fully convertible to whole life insurance.
Term Life insurance is typically the least expensive coverage, which provides basic life insurance protection for a specific period of time.
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